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Guides: Loan Document ChecklistWhich Loan is Right for Me?Bank Interest Rate ComparisonLoan Glossary & Finance DictionaryHow to Improve Your CIBIL ScoreHome Loan Tax Benefits GuideBalance Transfer — When Does It Make Sense?Documents Required for Business LoanWhy Use a DSA Instead of Going Directly to a Bank?How to Read Your Loan Sanction LetterCommon Reasons Loans Get RejectedNRI Home Loan Guide
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Loan Document Checklist

A complete checklist of documents required for home loan, personal loan, business loan and mortgage loan applications.

Select your employment type and loan type to see the exact documents you need. Use this as your checklist before visiting the bank.

Home Loan — Salaried

✱ Requirements may vary slightly between banks. Guhan Capitals will confirm the exact list for your chosen bank.

Tips for document preparation

📋
Self-attest everything
Sign across all photocopies with date. Write "Self-attested" clearly.
📁
Keep originals ready
Banks will verify originals at branch. Carry them but do not submit.
🔢
Number your pages
For financial documents, number all pages to avoid mix-ups.
📅
Check validity
Salary slips should be within 3 months. Bank statements fresh.
💾
Keep digital copies
Scan all documents to PDF and store on Google Drive for quick sharing.
✅
Get CA certification
Audited financials must be signed and stamped by a practising CA.

More helpful guides

Which Loan is Right for Me?
Find the best loan type for your needs
Bank Interest Rate Comparison
Compare home loan & personal loan rates across banks
Loan Glossary & Finance Dictionary
All loan and finance terms explained in simple English
How to Improve Your CIBIL Score
7 proven steps to boost your credit score and get better loan rates
Home Loan Tax Benefits Guide
Save tax with Section 80C, 24B and 80EEA on your home loan
Balance Transfer — When Does It Make Sense?
Learn when a loan balance transfer saves you money
Documents Required for Business Loan
Complete checklist of documents needed to apply for a business loan
Why Use a DSA Instead of Going Directly to a Bank?
Understand how a loan DSA works and why it benefits you
How to Read Your Loan Sanction Letter
Every field in your sanction letter explained clearly
Common Reasons Loans Get Rejected
Top 8 rejection reasons and how to fix them before reapplying
NRI Home Loan Guide
Everything NRIs need to know about buying property in India with a home loan
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