Gold Loan Calculator

Calculate the eligible gold loan amount based on weight, purity and current gold rate. Instant EMI estimate at 10.5% for 12 months.

Gold weight (grams)50 g

Gold purity (carat)

Gold rate per gram (₹)₹6,500

LTV % (bank offers up to 75%)75%

Gold value

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Eligible loan amount

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EMI (10.5%, 12 months)

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Why gold loans?

⚡ Instant disbursal

Gold loans are disbursed within hours — often the same day you apply.

📊 No income proof

Approval is based on gold value, not income or employment status.

🏦 Low interest rates

Gold loans start at 9–10.5% — much lower than personal loans.

📅 Flexible tenure

Choose tenure from 3 months to 3 years based on your need.

Free consultation · Best rates from 12+ banks