📞 +91 9092778767  ·  +919080441242   |   ✉ [email protected]
Guhan Capitals
🏠 Home ✍️ Blog ❓ FAQ 📞 Contact 📋 Track Application Apply for a loan → 💬 WhatsApp us

Frequently Asked Questions

Quick answers from our loan experts

What documents are needed to apply?
For salaried: Aadhaar, PAN, last 3 months salary slips, 6-month bank statement. For self-employed: GST returns, ITR for 2 years, business proof, bank statement.
How long does loan approval take?
Personal loans: 24–48 hours. Business loans: 3–7 working days. Home loans: 7–15 working days depending on property verification.
Do you charge any processing fee?
Our consultation is completely free. Banks charge a processing fee (typically 0.5–2%) which we will inform you about upfront.
What CIBIL score is required?
Generally 700+ is preferred. We also work with clients having lower scores — contact us for personalized guidance.
Do you serve areas outside Pollachi?
Yes! We serve Pollachi, Udumalpet, Valparai, Dharapuram, and surrounding areas. Online processing available for all of Tamil Nadu.

Still have questions?

Our team is available on WhatsApp — we reply instantly

Chat with us