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HomeCalculators → EMI Calculator

EMI Calculator

Calculate your monthly loan EMI instantly. Adjust loan amount, interest rate and tenure to plan your repayments.

₹20L
10.5%
10 yrs
Monthly EMI
Total interest
Principal
Total interest
Total amount

Amortisation schedule

Year EMI paid Principal Interest Balance

About EMI calculation

EMI (Equated Monthly Instalment) is the fixed monthly payment you make to repay your loan. It includes both principal and interest components. The formula used is:

EMI = P × r × (1+r)^n / ((1+r)^n - 1)

Where P = Principal loan amount, r = Monthly interest rate (Annual rate ÷ 12 ÷ 100), n = Loan tenure in months

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