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HomeCalculators → Education Loan EMI Calculator

Education Loan EMI Calculator

Calculate your education loan EMI after the moratorium period. Includes interest accrual during course and grace period.

₹8,00,000
10.5%
4 yrs
6 mo
10 yrs
Monthly EMI (after moratorium)
Interest during course
Total repayment amount
Total interest payable

Section 80E tax benefit

The full interest paid on education loans is deductible under Section 80E with no upper limit — for up to 8 years from when repayment starts. This significantly reduces the effective cost of borrowing for employed graduates.

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