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Personal Loan Eligibility Checker

Find out if you qualify for a personal loan and the maximum amount you are eligible for based on your income. — free, instant, no login required

📋 Tell us about yourself

Employment type

CIBIL score

Monthly income₹40,000

Existing EMIs/month₹5,000

Loan amount needed₹3L

Years at current job

Loan purpose

✅ Basic requirements

Age 21–58 years
Minimum income ₹15,000/month
CIBIL score 650+
6 months+ at current job
No active defaults

💰 Loan details

Amount: ₹50,000 – ₹25L
Tenure: 12 – 60 months
Rate: 10.5% – 24% p.a.
No collateral needed
Approval in 24–48 hours

📄 Documents needed

Aadhaar & PAN card
Last 3 salary slips
6 months bank statement
Employment letter

Other eligibility checkers

Home Loan Eligibility Checker

Check if you qualify for a home loan

Business Loan Eligibility Checker

Check if your business qualifies for a loan

FOIR Calculator

Calculate your Fixed Obligation to Income Ratio

LTV Ratio Calculator

Calculate Loan to Value ratio for your property

Auto Loan Eligibility Checker

Check if you qualify for a car or vehicle loan

Professional Loan Eligibility Checker

Check loan eligibility for doctors, CAs and other professionals

Gold Loan Eligibility Checker

Check your gold loan eligibility and estimated amount

Top-up Loan Eligibility Checker

Check if you qualify for a top-up on your existing loan

🧮 All calculators → 📋 Apply for a loan →

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