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Plot Loan Eligibility Checker

Check your plot / land loan eligibility instantly. Enter land value, income and CIBIL score to get your eligible loan amount. — free, instant, no login required

🌿 Plot / Land Loan Eligibility Check

Plot / land value (₹)₹30,00,000

Monthly net income (₹)₹50,000

Existing EMI obligations (₹/month)₹5,000

CIBIL score range

Plot loan key facts

›Max LTV: 70–75% of plot value (banks fund up to 75% of registered sale value)
›Max tenure: 15 years (shorter than home loans)
›Plot must be in DTCP/CMDA approved residential layout
›Construction must begin within 2–3 years (varies by bank)
›Tax benefit (Sec 24b) available only after construction is complete
›No tax benefit on principal repayment under Sec 80C for plot loans

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