Financial Insights

Increasing your health insurance cover doesn't always mean buying an entirely new, larger policy, a top-up or super top-up plan can meaningfully extend your coverage at a considerably lower cost, if you understand how the deductible actually works.

ELSS is one of several options competing for your Section 80C limit, and comparing it directly against PPF, tax-saving FDs, and life insurance on lock-in, returns, and risk clarifies when it genuinely makes sense.

TransUnion CIBIL updated its scoring algorithm in early 2026. Here are five changes affecting Tamil Nadu borrowers that most people miss completely.

Banks are rejecting more business loan applications than in 2025. Here's exactly why and how Pollachi entrepreneurs can still secure funding.

Paid off your personal loan and watched your CIBIL score drop by 20 points? This counterintuitive drop is common. Here's the explanation and recovery strategy.

Banks are approving business loans in 72 hours using GST returns. Here's how small manufacturers in Tamil Nadu can use this to secure working capital.

RBI's latest repo rate cut means home loan EMIs are dropping. Here's how to lock in the best rates from SBI, HDFC, and ICICI this month.

CIBIL score under 650? Most loan ads lie. Here are 5 real options that work in 2026, plus the one mistake that keeps your score low forever.

NBFCs just launched EV dealer financing with 80% inventory funding and 48-month tenures. Here's how to qualify and grow your EV dealership.

RBI held repo rates steady in April 2026, but home loan rates are dropping. Here's what changed and how to lock the best rate now.

CIBIL's updated algorithm weighs UPI payments and utility bills differently. These changes flip some rejections into approvals, if you know what changed.

New GST slabs affect your business cash flow differently than you think. Here's how to adjust working capital loans before the June compliance deadline.