📞 +91 9092778767  ·  +91 9080441242   |   ✉ [email protected]
Guhan Capitals
🏠 Home ✍️ Blog 🛡️ Insurance 💳 Credit Cards 📋 Track Application ❓ FAQ 📞 Contact Apply for a loan → 💬 WhatsApp us

Financial Insights

Loan tips, banking news and guides from our experts

All Auto LoanBusiness LoanCIBIL & CreditCredit CardsEMI & RatesEducation LoanGold LoanHome LoanInsuranceInvestingMortgage & LAPPersonal FinancePlot LoanProfessional LoanTax GuidesTips & Guides
323 posts · showing 193–204
Investing
How to Build an Investment Portfolio From Scratch
Starting to invest with no existing portfolio can feel overwhelming given the sheer number of available options, but a clear, sequential process turns this into a manageable series of specific decisions.
Gowtham · 30 Apr 2026
Personal Finance
Personal Loan for Salaried Employees in Tamil Nadu: What to Know Before You Apply in 2026
Salaried employees in Tamil Nadu have more personal loan options than ever in 2026. But eligibility, rates, and traps vary wildly. Know this first.
Gowtham · 30 Apr 2026
Business Loan
Working Capital Loan for Traders in Udumalpet: How to Get Fast Approval in 2026
Traders in Udumalpet need working capital that moves fast. Here's what lenders actually look for, and how to get approved in 2026.
Gowtham · 30 Apr 2026
Home Loan
Part Prepayment vs Foreclosure on Home Loan: Which Saves You More in 2026?
Part prepayment or full foreclosure, one wrong choice can cost you lakhs. Here's how to decide in 2026.
Gowtham · 30 Apr 2026
Investing
What Is Expense Ratio and Why a 1% Difference Matters More Than You Think
A 1% annual fee sounds negligible next to the swings a fund's returns show year to year. Over a long investing horizon, that small-looking number compounds into a genuinely large difference in your final outcome.
Gowtham · 29 Apr 2026
Credit Cards
Balance Transfer Between Credit Cards: How It Works and When It Helps
Moving an expensive outstanding balance to another card offering a lower introductory rate can genuinely save money, provided you understand exactly what happens once that promotional window ends.
Gowtham · 29 Apr 2026
Personal Finance
Personal Loan Prepayment Penalty in India: What Banks Don't Tell You Upfront
Got extra cash and want to close your personal loan early? Read this before you call your bank, prepayment rules vary wildly and one wrong move costs you.
Gowtham · 29 Apr 2026
EMI & Rates
Repo Rate, RBI Policy & Home Loan EMI: What Borrowers Need to Know in 2025
RBI cut the repo rate twice in 2025, but your home loan EMI might not have moved. Here's why, and what to actually do about it.
Gowtham · 29 Apr 2026
Home Loan
Under Construction Property Home Loan: What Tamil Nadu Buyers Must Know Before Signing
Under construction home loans work differently, and most buyers discover this only after they've signed. Here's the full picture.
Gowtham · 29 Apr 2026
CIBIL & Credit
CIBIL Score Drop After Loan Settlement: The 3-Year Recovery Timeline Nobody Tells You
Settled a loan for less than full amount? Here's the exact CIBIL score recovery timeline and what you can do to rebuild credit faster.
Gowtham · 28 Apr 2026
Business Loan
GST Rate Changes April 2026: How Business Loan Eligibility Just Got Easier for Retailers
New GST rate rationalization helps retail businesses show better cash flow. Here's how to leverage it for business loan approval.
Gowtham · 28 Apr 2026
Home Loan
How RBI's April 2026 Repo Rate Pause Affects Your Home Loan EMI
RBI held rates steady this month. Here's what it means for your home loan EMI and whether you should refinance now or wait.
Gowtham · 28 Apr 2026
Chat with us