Financial Insights

RBI held repo rates steady in April 2026, but home loan rates are dropping. Here's what changed and how to lock the best rate now.

CIBIL's updated algorithm weighs UPI payments and utility bills differently. These changes flip some rejections into approvals, if you know what changed.

New GST slabs affect your business cash flow differently than you think. Here's how to adjust working capital loans before the June compliance deadline.

Installing solar panels changes your property valuation and monthly expenses. Here's how lenders view rooftop solar when approving home loans.

Understanding the key differences can save you money and improve your approval chances.

Disputing a charge you never authorised, or one for goods that never arrived, follows a specific, structured process most cardholders never learn until they actually need it.

Cryptocurrency and other Virtual Digital Assets are taxed under one of the strictest regimes in Indian tax law, a flat 30% rate with no expense deductions and no loss set-off, rules that catch many crypto investors by surprise.

Two doctors with similar income can get very different professional loan rates. Here's what actually moves the number, beyond just which profession you're in.

Most investing mistakes are not about picking the wrong stock or fund, they are behavioural: reacting emotionally to short-term market moves, chasing recent performance, or investing money that was never meant to be at risk in the first place.

The first few minutes after realising your credit card is missing genuinely determine how much financial exposure you face, and a calm, specific sequence of actions matters more than panic.

Gold loans have the simplest eligibility criteria of any loan product in India, your gold does most of the qualifying for you. Here is exactly what still matters.

You don't always need to pledge property for an education loan. Here's exactly how much you can borrow without collateral, and what actually decides that number.