📞 +91 9092778767  ·  +91 9080441242   |   ✉ [email protected]
Guhan Capitals
🏠 Home ✍️ Blog 🛡️ Insurance 💳 Credit Cards 📋 Track Application ❓ FAQ 📞 Contact Apply for a loan → 💬 WhatsApp us

Financial Insights

Loan tips, banking news and guides from our experts

All Auto LoanBusiness LoanCIBIL & CreditCredit CardsEMI & RatesEducation LoanGold LoanHome LoanInsuranceInvestingMortgage & LAPPersonal FinancePlot LoanProfessional LoanTax GuidesTips & Guides
14 posts in Tips & Guides · showing 1–12
LatestTips & Guides

ITR Filing Deadline Is July 31: What Self-Employed Borrowers Need Sorted Before Applying for a Loan

The ITR-1 and ITR-2 filing deadline for FY 2025-26 is July 31, 2026. If you are self-employed and planning to apply for a home loan or business loan in the next few months, your ITR is the single document banks scrutinise most closely, here is what to get right.
Gowtham · 15 Jul 2026
Tips & Guides
How to Use the GST Invoice Generator: Create a Compliant Bill in Under 2 Minutes
Most small traders in Tamil Nadu still make GST invoices by hand in Excel, and miss mandatory fields that can get an invoice rejected during a GST audit. Here is what a compliant invoice needs and how to generate one free in under two minutes.
Gowtham · 7 Jul 2026
Tips & Guides
TDS on Rent Above ₹50,000 Per Month: What Tenants Must Deduct and When
If you pay monthly rent above ₹50,000, you are legally required to deduct TDS under Section 194-IB and deposit it with the government. Most tenants are unaware of this rule and face penalties. Here is everything you need to know.
Gowtham · 7 Jul 2026
Tips & Guides
Old vs New Tax Regime 2026: Which One Saves More for Different Salary Levels?
With the new tax regime now the default from FY 2024-25, many salaried employees are still unsure which regime saves more tax. This guide breaks down the exact numbers for salaries from ₹7 lakh to ₹25 lakh with real calculations.
Gowtham · 7 Jul 2026
Tips & Guides
ITR-1 vs ITR-4 in 2026: Which Form Should Salaried and Self-Employed Borrowers File?
AY 2026–27 ITR filing is open. Filing the wrong form can delay your loan approval. Here's how to pick the right one fast.
Gowtham · 11 Jun 2026
Tips & Guides
EPF, Salary Slips and Your Loan Eligibility in 2026: What Salaried Borrowers in Tamil Nadu Get Wrong
Your EPF passbook and salary slip affect your loan eligibility more than you think. Here's what salaried borrowers in Tamil Nadu often miss.
Gowtham · 7 Jun 2026
Tips & Guides
How to Use the GST Late Fee Calculator: Know Exactly What You Owe Before You File
GSTR-1 and GSTR-3B late fees are calculated per day and add up faster than most business owners expect. Here's exactly how the fee is worked out, and how to check yours before filing.
Guhan Capitals Team · 6 Apr 2026
Tips & Guides
How to Use the TDS Due Date Calendar: Never Miss a Deposit or Filing Deadline
TDS has two separate deadlines that often get confused, when to deposit the tax, and when to file the return. Missing either one costs you 1.5% monthly interest plus a daily penalty.
Guhan Capitals Team · 23 Mar 2026
Tips & Guides
How to Use the TDS Return Summary Tool: Get Your Quarterly Filing Numbers Right
Form 24Q, 26Q, 27Q, quarterly deadlines, and a ₹200-a-day late fee that never stops accruing. Here is how to keep your TDS return filing straightforward.
Guhan Capitals Team · 9 Mar 2026
Tips & Guides
How to Use the Purchase Order Generator: A Simple PO in Under 2 Minutes
A purchase order protects both sides of a deal before any money changes hands. Here is what it should contain and how three-way matching keeps your payments honest.
Guhan Capitals Team · 23 Feb 2026
Tips & Guides
How to Use the Delivery Challan Generator: For Goods Sent Without an Invoice
Sending goods for job work, on approval, or between your own branches doesn't always call for an invoice. A delivery challan is the correct document, here's how it works.
Guhan Capitals Team · 9 Feb 2026
Tips & Guides
How to Use the E-Way Bill Generator: Prepare Your Data Before the GST Portal
Move goods worth over ₹50,000 without a valid e-way bill and you risk a penalty and vehicle detention. Here is what actually needs one, and how to get your data ready fast.
Guhan Capitals Team · 26 Jan 2026
Chat with us