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5 posts in Plot Loan · showing 1–5
LatestPlot Loan

Plot Loan vs Home Loan in Tamil Nadu: Which One Do You Actually Need?

Buying land in Pollachi or Udumalpet and confused about whether to apply for a plot loan or a home loan? The two products look similar but differ in tax treatment, tenure, and what the bank will actually approve.
Gowtham · 7 Jul 2026
Plot Loan
Tax Benefits on Plot Loans: What You Can and Cannot Claim
Plot loans do not get the same automatic tax treatment as home loans. Here is exactly when you can claim a deduction, and when you cannot.
Guhan Capitals Team · 29 Jun 2026
Plot Loan
Plot Loan Eligibility and Documents Checklist 2026
Plot loans are underwritten more strictly than home loans because there's no immediate construction to secure. Here's exactly what you need to qualify in 2026.
Guhan Capitals Team · 15 Jun 2026
Plot Loan
Plot Loan Interest Rates 2026: Bank vs NBFC Comparison
Plot loan rates sit between home loan and LAP pricing, and the gap between a bank and an NBFC can be wider than most buyers expect. Here is the real 2026 comparison.
Guhan Capitals Team · 25 Mar 2026
Plot Loan
Plot Loan for NRIs: Can Non-Resident Indians Buy Land in Tamil Nadu?
NRIs can buy residential land in India, but not every kind, and not every bank offers a plot loan to a non-resident the same way. Here's what actually applies.
Guhan Capitals Team · 11 Mar 2026
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