Financial Insights

Estate planning feels like something for the very wealthy or very old, but a simple will protects any family with assets, however modest, and avoids the genuinely difficult legal process that follows when someone dies without one.

Not all financial advisors are paid the same way, and how an advisor earns money can meaningfully shape the advice they give you, sometimes without either of you fully realising it.

Car affordability calculations that stop at "can I manage the EMI" miss several genuinely significant ongoing costs, and applying a more complete framework often reveals a lower realistic budget than the EMI alone suggests.

Personal loan rates in 2026 range from 10.5% to 24%. Here's how to compare properly, avoid prepayment traps, and borrow smarter.

Relying on a single income, whether by circumstance or choice, calls for a meaningfully more conservative and deliberate financial approach than a household with two earners, given the concentrated risk involved.

Retirement feels distant enough in your 30s that it is easy to deprioritise. But this is precisely the decade where starting, even modestly, has the most leverage of your entire working life, purely because of how much time is still ahead.

Beyond your EPF corpus, two separate government pension schemes, one built into every salaried employee's PF contribution and one available to anyone including the self-employed, provide a monthly pension most people never fully understand.

A CIBIL score of 700 sits in the grey zone, some banks say yes, others say no. Here's exactly where you stand in 2026.

Education costs in India have grown faster than general inflation for years, and the earlier you start planning, the less painful the eventual cost becomes. Here is a realistic, phased approach rather than a single overwhelming target number.

Being financially responsible for aging parents and growing children at the same time creates a genuinely distinct financial planning challenge, one that generic advice aimed at either group alone does not fully address.

Juggling 3-4 EMIs at high interest rates? A debt consolidation personal loan could cut your monthly outgo and your stress. Here's how it works.

Salaried employees in Tamil Nadu have more personal loan options than ever in 2026. But eligibility, rates, and traps vary wildly. Know this first.