📞 +91 9092778767  ·  +91 9080441242   |   ✉ [email protected]
Guhan Capitals
🏠 Home ✍️ Blog 🛡️ Insurance 💳 Credit Cards 📋 Track Application ❓ FAQ 📞 Contact Apply for a loan → 💬 WhatsApp us

Financial Insights

Loan tips, banking news and guides from our experts

All Auto LoanBusiness LoanCIBIL & CreditCredit CardsEMI & RatesEducation LoanGold LoanHome LoanInsuranceInvestingMortgage & LAPPersonal FinancePlot LoanProfessional LoanTax GuidesTips & Guides
16 posts in Business Loan · showing 1–12
LatestBusiness Loan

GST Input Tax Credit Locking From July 2026: What It Means for Your Business Loan and Cash Flow

GST is moving to restrict input tax credit strictly to what your suppliers report in GSTR-2B, with the change targeted for around July 2026. If your business relies on ITC to manage cash flow, this affects how much working capital you actually need.
Gowtham · 15 Jul 2026
Business Loan
Mudra Loan 2026: Shishu, Kishore, and Tarun Eligibility, Documents, and How to Apply
MUDRA loans under the Pradhan Mantri Mudra Yojana offer collateral-free business loans from ₹50,000 to ₹20 lakh for small businesses and entrepreneurs. Here is everything you need to know about Shishu, Kishore, and Tarun categories, who qualifies, and how to apply in Tamil Nadu.
Gowtham · 7 Jul 2026
Business Loan
Advance Tax Deadline June 15, 2026: What Small Business Owners in Tamil Nadu Need to Know Before Applying for a Business Loan
Advance tax deadline is June 15, 2026. Missing it doesn't just cost you interest, it can hurt your business loan eligibility too.
Gowtham · 13 Jun 2026
Business Loan
Loan Against Property Tamil Nadu 2026: Use Your Asset to Fund Business Growth
A loan against property in Tamil Nadu can unlock ₹50L–₹5Cr for business expansion. Know the rates, eligibility, and traps to avoid in 2026.
Gowtham · 29 May 2026
Business Loan
Overdraft Facility on Business Current Account: What It Costs and When to Use It in 2026
An overdraft on your business current account sounds flexible, but misuse makes it the most expensive credit you'll ever take. Know when it works and when it doesn't.
Gowtham · 15 May 2026
Business Loan
Mudra Loan Eligibility 2026: Who Qualifies, How Much You Can Borrow, and What Banks Won't Tell You
Mudra loans in 2026 go up to ₹20 lakh, but eligibility traps catch most first-time applicants. Here's how to qualify and actually get funded.
Gowtham · 13 May 2026
Business Loan
MSME Loan in Pollachi 2026: What Small Business Owners Need to Know
Running a small business in Pollachi or Udumalpet? Here's how MSME loans work in 2026, who qualifies, and where to actually get one fast.
Gowtham · 11 May 2026
Business Loan
Business Loan with CIBIL Score 700 in Tamil Nadu: What's Possible and What's Not in 2026
A 700 CIBIL score isn't bad, but it's not great either. Here's what Tamil Nadu business owners can realistically expect from lenders in 2026.
Gowtham · 8 May 2026
Business Loan
Business Loan Without Collateral in Tamil Nadu: What MSME Owners in Pollachi Need to Know in 2026
MSME owners in Tamil Nadu can access collateral-free loans up to ₹50 lakh in 2026. Here's which schemes work, which lenders are active, and what you need to qualify.
Gowtham · 3 May 2026
Business Loan
Working Capital Loan for Traders in Udumalpet: How to Get Fast Approval in 2026
Traders in Udumalpet need working capital that moves fast. Here's what lenders actually look for, and how to get approved in 2026.
Gowtham · 30 Apr 2026
Business Loan
GST Rate Changes April 2026: How Business Loan Eligibility Just Got Easier for Retailers
New GST rate rationalization helps retail businesses show better cash flow. Here's how to leverage it for business loan approval.
Gowtham · 28 Apr 2026
Business Loan
Business Loan Approval Rates Drop 18% in Q1 2026: How to Get Approved in This Market
Banks are rejecting more business loan applications than in 2025. Here's exactly why and how Pollachi entrepreneurs can still secure funding.
Gowtham · 27 Apr 2026
Chat with us